Reasons why life insurance is important

In response to the question “Why do I need life insurance?” one could pose a counter-question: “What happens to the people who mean something to you when you die?”

Life cover is a product that provides financial protection for the most important people in your life. It protects the wellbeing of your loved ones and prevents them from experiencing financial hardship when they can no longer depend on your monthly income or support as breadwinner after your death.

Life insurance companies offer you the opportunity to invest in the future of your loved ones before it is too late. If you are young and healthy, your monthly premiums will generally be lower so it is wise to seek affordable life cover before you turn 65. Depending on your individual risk profile you will be able to take out cover at an agreed premium that will provide a certain lump sum payout to those dear to you when you pass away.

Source: http://www.sa-insured.co.za/why-do-i-need-life-insurance/

Make your honeymoon extra special with The Roundhouse

As the leading provider of accommodation in Gansbaai, The Roundhouse has dedicated honeymoon specials. For just R750 per night, per person sharing, their upmarket Carcharias Suite can be all yours. Upon arrival, you will receive a luxurious pamper basket worth over R300 – the perfect treat to get your honeymoon off to the lavish start you deserve.







Source: http://exploring-cape-town.tumblr.com/post/66336744427/make-your-honeymoon-extra-special-with-the-roundhouse

Tokai Properties for Sale

Tokai is a large residential suburb situated on the foothills of the spectacular Elephants Eye mountain range. The lush, leafy suburb is a nature lover’s dream, with a selection of off-road cycling routes and scenic mountain and forest walks.

Named after Tokaj – a range of hills in Hungary – Tokai was originally a wide open area dotted with various wine farms and quaint smallholdings. Today the suburb is predominantly residential, but a number of authentic Cape Dutch houses still stand among the more modern developments. The suburb was established in the late 1940s and built up quickly due to the urgent need for housing for the English-speaking South African soldiers returning from World War II.

Source: http://www.remax.co.za/Property-in-Tokai-Cape-Town-Western-Cape/

Heart attacks in South Africa

Patients who have suffered a heart attack or who show signs of cardiovascular disease are considered a high risk for insurers. While some individuals go on to lead healthy lifestyles after experiencing a heart attack, a percentage will continue to experience debilitating after-effects or permanent cardiovascular damage – a factor that may greatly reduce their lifespan. For insurers, a shorter lifespan means the individual will pay less premiums.


After-effects may include:

• Arrhythmias – irregular heart rhythms
• Cardiogenic shock – a sudden drop in blood pressure that will result in your heart being unable to pump enough blood to your organs
• Heart rupture: permanent damage to the heart wall that may, in serious cases, cause the wall to rupture

If you wish to take out a serious illness cover policy or life insurance, don’t prolong the decision as the cost of premiums rise as you get older. Insurers who do provide life cover for individuals who had heart attacks or suffer from cardiovascular disease will determine the individual’s risk profile according to the severity of the condition and the steps the patient is taking to treat it. By being proactive, specific and honest about your condition, you are more likely to receive better insurance rates.

Click here for more information about illnesses that will or won't be covered by health insurance.

Source:http://www.insurancesaysno.co.za/insurance-for-heart-attacks/
Image Source: http://www.medicalnewstoday.com/articles/151444.php

Why you ought to try a hot air balloon ride

If you've booked an African safari or simply feeling for an adventure, I would highly recommend going on a hot air balloon ride. Never-mind the fact that these huge balloons are incredible in itself, actually experiencing it for yourself will definitely be an unforgettable experience.

Balloons dotted across the sky.

There's nothing comparable to floating across the sky, feeling the open air and gaining a bird's eye view of the landscape. Here are four reasons to try it out:

1. It's inspiring

Hot air balloon flights usually happen during the early morning or the late evening, either way it's during pretty romantic times of the day - picture the skyline streaked with rose and tangerine - instant inspiration!

2. It's a bucket list adventure

Everyone has their own personal list of things that have to do or experience in their lifetime and if hot air ballooning is one of it then that's wonderful! If you are yet to draw up a bucket list, consider adding a hot air balloon ride to the list - you wont regret it.

3. It's an adventure

It may not be an adventure on par with Indiana Jones' exploits, but gliding through the sky is a close alternative.

4. It's Enlightening

The sights, sounds and smells are completely different to soaring the sky in an airplane. It's intimate and immediate.

For more information, read this article.

Getting to the heart of the matter

Heart murmurs in children can be an especially tricky condition to diagnose and many children will, at some point, play host to a heart murmur. The good news is that most heart murmurs are harmless – but it definitely helps to know the facts:

There are two classifications of abnormal heart sounds known as functional and pathological.

• Functional: This is a normal heart murmur that’s characterised by loud sounds produced by turbulent blood flow in the heart. 
• Pathological: A more sinister classification, this type of heart murmur is characterised by loud sounds of the heart which is caused by restrictions in the opening of a heart valve.

Source: http://www.wellaware.co.za/getting-to-the-heart-of-the-matter-at-school-level-rugby/

Green Point accommodation

Staying in Green Point accommodation is a wonderful choice, as you have easy access to Cape Town’s scintillating CBD, including the expansive V&A. Luxurious yachts and catamarans bob gently in the harbor, hinting at an affluent, elevated lifestyle that most of us dream of. If you fancy a day of fun in the sun, then opt for one of the boat tours regularly leaving the docks and enjoy a wonderful cruise around the bay, admiring some of Cape Town’s highlights from the sea. Look out for the iconic Table Mountain towering in the distance, along with the unmistakably shaped and aptly named, Lion’s Head

Source: http://exploring-cape-town.tumblr.com/post/57423634268/exploring-the-v-a-waterfront-the-v-a-waterfront