While medical aid can help you take care of specific conditions and procedures, Hospital Cash Back Cover pays out spending money to take care of things at home while you are in hospital.
Disability Cover - With Disability Cover, you get a maximum lump sum payment of up to R5 million if you're permanently disabled and unable to work due to illness or accident.
Serious Illness Cover - When you take out Serious Illness Cover, you'll receive a R2 million pay-out if you suffer a stroke, heart attack, cancer or undergo open-heart surgery.
Source: INSURANCE FOR DUMMIES
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